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Disclaimer - Terms of Use

1. Legal Information

1.1 These terms apply to your use of and contributions to yourSRI, owned and operated by FE Fundinfo (Liechtenstein) AG. By accessing, using, subscribing or contributing data to yourSRI, or by checking the „I accept these terms of use“ button, you acknowledge that you have read, understood and agreed to be bound by these terms of use.
1.2 If you do not agree to these terms of use, you may not use yourSRI or the services.
1.3 These terms of use as well as the information and materials contained in the yourSRI website (“yourSRI”/“home page”) are subject to change from time to time without notice.

2. No Offer or Recommendation
2.1 Information that is released on the yourSRI website or in the publications does not constitute an enquiry, an offer or a recommendation of any product to buy or sell, transaction to conduct or service to prefer. This information does not constitute an aid for the reader in making decisions. Please consult a qualified person before making investment decisions.
2.2 All information has been compiled by FE Fundinfo (Liechtenstein) AG with great care. The information and opinions presented here originate from sources which we deem to be reliable. Nevertheless, we provide no undertaking or guarantee for the accuracy, completeness or currency of the information contained in this publication. Unless specifically stated otherwise, all price information is indicative only.
2.3 The contents of the information contained in this publication may be changed at any time due to changed circumstances, whereby we are under no obligation to update once published information. FE Fundinfo (Liechtenstein) AG is not under any obligation to update or keep current the information contained herein.

3. Access Subject to Local Restrictions
3.1 The contents of the publications are not directed or meant for persons subject to a jurisdiction that prohibits the publications or access to them (due to the nationality of the persons concerned, their domicile or any other reason). Persons who come into the possession of the above-mentioned publications must inform themselves about any possible restrictions and comply with them.
3.2 When accessing the yourSRI website, users may be asked to specify their user profile. The investment fund information and documents provided thereafter are intended exclusively for users with the specified user profile. Selecting the wrong user profile may result in access to information and documents relating to investment funds which the user is not authorized to access. The user undertakes to select the correct user profile. yourSRI shall not be held liable for any damages or activities suffered by the user as a result of selecting the wrong user profile.

4. Intellectual Property Rights
4.1 The entire contents and the structure of the yourSRI website and its subpages are protected by copyright. All rights are reserved. The reproduction (in full or in part), transmission (by electronic or other means), modification or use of the websites for public or commercial purposes are prohibited without the prior written consent of the FE Fundinfo (Liechtenstein) AG. In the event of any permitted copying, redistribution or publication of copyrighted material, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made and no ownership rights shall be transferred. 
4.2 FE Fundinfo (Liechtenstein) AG, or the applicable third party owner, retains all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the yourSRI website.
4.3 FE Fundinfo (Liechtenstein) AG reserves the right, at any time and from time to time, in the interests of its own editorial discretion and business judgment to add, modify, or remove any of the information.
4.4 Systematic retrieval of content from the yourSRI website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to the yourSRI website without written permission from the FE Fundinfo (Liechtenstein) AG is prohibited.
4.5 Grant of License to Subscribers (yourSRI Members):
The right of subscribers to use yourSRI and the content that is available in or through yourSRI constitutes a license. Subscribers are granted a limited, revocable, nonexclusive, nontransferable license to yourSRI content conditioned on the subscriber's continued compliance with these terms. Subscribers may view, download and print yourSRI content for their personal and internal business use, provided that all hard copies contain all copyright notices and trademark legends, and all other applicable intellectual property and proprietary marks and notices.
4.6 Grant of License by Contributors (yourSRI Company):
4.6.1 The term "data contribution" means any electronic data file, content, material or any other information submitted by you (directly or indirectly), to yourSRI.
4.6.2 You hereby grant the FE Fundinfo (Liechtenstein) AG a license to use your data contribution. Such license is perpetual, irrevocable, worldwide, non-exclusive, royalty-free, sublicenseable and transferable, and includes the rights to, in the FE Fundinfo (Liechtenstein) AG’s sole discretion, use, modify, adapt, house, reproduce, publish, display, distribute, create derivative works from, and otherwise exploit (in whole or in part) your data contribution and statistical summaries, analysis results, and other statistical derivatives that the FE Fundinfo (Liechtenstein) AG may prepare from time to time and to incorporate the content in other works, in any and all markets and media, whether now known or hereafter developed, throughout the world in perpetuity, including by providing direct access to third parties to the data included in your data contribution to search, index or create custom reports from such data (each "permitted use").
4.6.3 You hereby agree that the FE Fundinfo (Liechtenstein) AG has no duty to consult with, obtain the consent of, pay or render an accounting to you for any permitted use of your data contribution.
4.6.4 You hereby agree that the FE Fundinfo (Liechtenstein) AG, in its sole discretion, has the right to reject any data (in whole or in part) in your data contribution.
4.6.5 Subject to those rights granted to the FE Fundinfo (Liechtenstein) AG and other subscribers in these terms, you retain all of your ownership rights in your data contribution and you, and not the FE Fundinfo (Liechtenstein) AG are responsible for all uses by subscribers of your data contribution and any content originating from your data contribution.
4.7 Restrictions on Use by users:
You may not sell, loan, lease or rent access to, or use of, yourSRI. You shall not use yourSRI or yourSRI content at any time for any purpose that is unlawful, prohibited, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, which encourages conduct that would constitute a criminal offense, gives rise to civil liability or otherwise violates any law, and you shall comply with any applicable local, state, national or international statutes, rules, regulations, ordinances, decrees, laws, codes, orders, regulations or treaties (collectively, "laws") when using yourSRI. You may not use yourSRI or yourSRI content to construct a database of any kind. You may not store yourSRI content, in its entirety or in any part, in databases for access by you or any third party or distribute any database services containing all or part of the services. You will not use yourSRI or yourSRI content in unsolicited mailing or spam material.

5. Links
5.1 The yourSRI website may contain third party content or links to third party websites. These content and links are provided solely for your convenience and information. FE Fundinfo (Liechtenstein) AG has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness. FE Fundinfo (Liechtenstein) AG shall have no liability for third party content or websites or websites linking to or framing the yourSRI website.
5.2 Links to our site:
You may include a link on your website to the yourSRI home page, currently located at []. You may not link to an internal or subsidiary page of yourSRI website that is located one or several levels down from the home page, or bring up or present yourSRI content within another website without prior written approval from FE Fundinfo (Liechtenstein) AG.

6. Warning About Risks
Forward Looking Statements:
6.1 The yourSRI website may contain statements that constitute "forward looking statements". While these forward looking statements may represent FE Fundinfo (Liechtenstein) AG’s judgment and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from FE Fundinfo (Liechtenstein) AG’s expectations. FE Fundinfo (Liechtenstein) AG is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward looking statements whether as a result of new information, future events, or otherwise.
6.2 Please note that the value of an investment may fall as well as rise. A gain in value in the past therefore provides no guarantee of positive performance in the future. Investments in foreign currencies are subject in addition to exchange rate fluctuations. Investments involving high volatility can be subject to high price fluctuations. These price fluctuations may equal or even exceed the value of the invested amount. The preservation of the invested capital cannot therefore be guaranteed

7. No Warranty / No Guarantee Exclusion of Liability ("Haftungsausschluss")
7.1 FE Fundinfo (Liechtenstein) AG uses the utmost diligence in researching the published information released on its website as well as in selecting the information sources used. Nevertheless, FE Fundinfo (Liechtenstein) AG assumes in no way liability for the validity, completeness, topicality or ongoing availability of the information provided and/or the information sources. The contents of the information contained in this publication may be changed at any time due to changed circumstances, whereby we are under no obligation to update once published information.
7.2 FE Fundinfo (Liechtenstein) AG is in no case liable for losses or damages, regardless of the type (including resulting or indirect damages or loss of profit), that occur through or in connection with access to the website, requesting, using or querying its contents or with the installed links on the website or URLs of other operating companies. This also applies if the possibility of such damages has been pointed out to FE Fundinfo (Liechtenstein) AG.
7.3 Moreover, FE Fundinfo (Liechtenstein) AG repudiates all liability for any manipulation through the use of the computer system of the internet user via an unauthorized party. In this respect, FE Fundinfo (Liechtenstein) AG expressly points out the danger of viruses and the possibility of a targeted attack by a hacker. To prevent viruses, we recommend using the most current versions of browsers and updating regularly anti-virus programs. As a rule, an e-mail from an unknown person as well as an unexpected attachment of an e-mail should never be opened.

8. E-Mail Communication
8.1 The internet is an universally accessible medium. Ordinary e-mail messages sent over the internet are neither confidential nor secure. They may be viewed by third parties, lost, intercepted or altered. E-mails may circulate across national borders, even if both sender and recipient are located in the same country.
8.2 FE Fundinfo (Liechtenstein) AG shall not be liable to you or anybody else for any damages incurred in connection with any messages sent to FE Fundinfo (Liechtenstein) AG using ordinary e-mail or any other electronic messaging system.

9. Support and Helpdesk
FE Fundinfo (Liechtenstein) AG provides online help functions (user manual, instructions for use, tips) and a helpdesk (e-mail support). The helpdesk solely answers questions related to the functionality of The electronic helpdesk is unable to answer questions relating to problems arising from users’ hardware or software.

10. Severability Clause
To the extent that any provision of these terms of use is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed not to be part of this disclaimer but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these terms of use in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these terms of use in any other jurisdiction.

11. Applicable Law and Jurisdiction
The use of the website as well as the terms of use and legal hints are governed by Liechtenstein law.
Exclusive jurisdiction is Liechtenstein.
FE Fundinfo (Liechtenstein) AG
Industriering 40
9491 Ruggell, Principality of Liechtenstein

12. Amendments and Supplements to the Information Provided

FE Fundinfo (Liechtenstein) AG reserves the right to amend or supplement the information on the yourSRI website at any time and without prior notice.


Version: 1st September 2011